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In 2021, Shanghai will further promote the healthy and stable development of the real estate market, strengthen policy coordination, deepen and improve the linkage mechanism between housing and finance.
On April 23rd, Shanghai Housing Authority officially issued the Work Summary of Shanghai Housing Authority in 2020 and Work Plan for 2021 (hereinafter referred to as the Plan), which plans to summarize the work in the past year and deploy the real estate work plan for this year.
"2021 is ‘ Fourteenth Five-Year Plan ’ In the first year, the field of housing management is related to economic development and people’s livelihood and welfare. Real estate should be ‘ The 14th Five-Year Plan ’ Service, while serving, also needs to solve the practical problems of living and living in Yi’ an. " Industry analysts said.
This year, the real estate regulation will be more complete, and the special inspection will consolidate the regulation effect or normalize it.
For the work plan for 2021, the Plan is clear and promotes the healthy and stable development of the real estate market. Firmly adhere to the positioning of "houses are used for living, not for speculation", improve the long-term mechanism for the stable and healthy development of the real estate market in accordance with the requirements of "one city, one policy", continue to highlight the word "stable" and focus on "stabilizing land prices, housing prices and expectations". Strengthen policy coordination, deepen and improve the linkage mechanism between housing and property, and improve the linkage mechanism between housing and finance.
Yan Yuejin, research director of the think tank center of Yiju Research Institute, said that the statement of the Shanghai Housing Authority fully shows that regulation will continue to be strict. It can be seen from this year’s work plan that this year’s real estate market regulation will be more complete, especially in the aspects of strengthening policy coordination, establishing various linkage mechanisms and consolidating existing regulation measures.
At the same time, the "Plan" mentioned that this year, the housing purchase restriction and differentiated housing credit policies will be strictly implemented, and the management of commodity housing sales will be strengthened. Strengthen market supervision, carry out special rectification of market order, and severely investigate and deal with all kinds of illegal acts. Strengthen monitoring and early warning and public opinion guidance, and pay attention to risk prevention.
"This shows that on the basis of the original regulation, a wave of major inspections will be formed, including the sales management of commercial housing mentioned in the plan, which will have a positive impact on the subsequent real estate trading market."Industry analysts said.
Yan Yuejin pointed out that Beijing has recently clarified the inspection of real estate order and carried out 12 inspections and supervision in the fields of rent and purchase, which is of great significance. This also shows that on the basis of implementing the existing regulatory policies, it is necessary to really consolidate the regulatory effect through inspection and prevent the regulatory policies from going out of shape. For the Shanghai market, this statement also fully demonstrates the positive orientation for market stability. Through inspection, we can find some ways to continue to exploit policy loopholes, which is helpful to prevent market risks and promote the stable and healthy development of the market. For the relevant housing enterprises and intermediaries, the recent marketing and management work really needs to be standardized to truly respond to Shanghai’s various regulatory spirits.
Since the beginning of the year, there have been constant regulatory policies. "Don’t underestimate the government’s determination to control housing prices."
What we can see is that since this year, the Shanghai property market has been constantly regulated. According to the incomplete statistics of The Paper, the stable and healthy development of the market has been continuously maintained from the aspects of restricting purchases, sales, loans and interviews.
According to Lu Wenxi, an analyst of Shanghai Zhongyuan real estate market, since the beginning of the year, Shanghai has been constantly introducing regulatory policies. Whether it is the New Deal, interviews or repeated reaffirmation of some old contents, it shows the attitude of the government."Don’t underestimate the government’s determination to control housing prices. This year is particularly obvious. If the subsequent housing prices still heat up, the policy will continue to increase. "
On January 21st, the Shanghai Municipal Housing and Urban-Rural Construction Management Committee, together with the Municipal Housing Authority and other eight departments, issued the Opinions on Promoting the Stable and Healthy Development of the Real Estate Market in this Municipality, covering land, purchase restriction, credit, new house lottery, taxes and fees, etc. It is mentioned that the purchase of a house within 3 years after divorce is calculated according to the number of family sets before divorce; All houses less than 5 years old will pay VAT in full.
On January 29th, the Shanghai Banking Insurance Regulatory Bureau issued the Notice on Further Strengthening the Management of Personal Housing Credit, which once again strengthened the orientation of "housing without speculation" and put forward further requirements for the management of personal housing credit. Shanghai Banking Insurance Regulatory Bureau clearly stated that it will strictly review the minimum down payment ratio, debt service income ratio and loan restriction of individual housing loans; At the same time, the issuance of individual housing loans will be strictly controlled, and the follow-up mortgage will focus on supporting the loan demand for purchasing the first self-occupied housing, and housing loans can only be issued to individuals who purchase houses with capped main structures.
On February 1st, Shanghai and district housing management departments, together with the Municipal Market Supervision Administration and other departments, conducted interviews with intermediary agencies and housing enterprises, and informed them of recent violations of laws and regulations in the real estate field. Require all real estate brokerage agencies to continuously strengthen the management of front-line personnel in the course of operation, and shall not induce, instigate or assist the parties involved in the sale of houses to violate or evade real estate control policies, and violate tax collection and management and financial supervision policies and regulations; Do not speculate on the price increase of houses and create panic in buying houses; Shall not participate in illegal real estate financial activities such as business loans, down payment loans and consumer loans.
On March 3, Shanghai Housing and Urban-Rural Construction Management Committee, together with Shanghai Planning and Natural Resources Bureau and Shanghai Housing Administration Bureau, jointly issued the Notice on Further Strengthening the Management of the Real Estate Market in this Municipality, clearly strengthening the management of residential land supply, deepening and improving the linkage mechanism of housing prices and land prices, strictly regulating enterprises to purchase commercial housing and implementing housing sales restrictions. According to the new regulations, newly-built commercial housing purchased in accordance with the priority purchase policy can not be transferred until the online signing of the purchase contract has been filed for five years.
On March 16th, the Shanghai Municipal Education Commission issued the "Implementation Measures for Shanghai’s High School Enrollment Reform". The implementation measures mentioned that more than half of the enrollment places of all key high schools in the city will be allocated to all junior high schools in all districts of the city, which also means that the top public junior high schools and ordinary "dishes" stand at the same starting line — — Before the quota allocation. This policy, which aims at promoting a balanced education, also throws a pot of cold water on the hot school district.
On March 19th, Shanghai Real Estate Brokerage Industry Association launched a "self-discipline initiative to standardize listing and information release" to all real estate brokers in Shanghai. It is required not to list or publish unverified houses, or to list or publish houses with inflated prices. Online and offline housing release information, do not use the "school district room" for promotion and publicity; In business operation, do not mislead buyers in the name of "school district housing".
Five new cities will prepare special housing planning for new cities.
"This year as ‘ Fourteenth Five-Year Plan ’ In the first year, this year’s work plan is not just the regulation of the real estate market, but a set of all-round and three-dimensional action combinations. It also mentioned vigorously developing rental housing, accelerating urban renewal, improving residents’ living conditions, and insisting on prospering the city with production, attracting people with industry and living in housing; More efforts will be made to promote the installation of elevators in existing multi-storey houses and promote the renewal of old houses. This series of actions will guarantee the high-quality development and high-quality life of the city. " Lu Wenxi said.
This year’s "Plan" mentioned that we should adhere to the positioning that "houses are for living, not for speculation" and accelerate the establishment of a housing system with multi-subject supply, multi-channel guarantee and simultaneous rent and purchase. Adhere to the supply-side structural reform and improve the quality of living as the main line. On the basis of keeping the total supply basically stable, housing development will further strengthen the accurate supply, quality supply, service supply and institutional supply of housing, and promote residents to live and live in peace. Improve the housing market system and housing security system. Guided by stable employment and stable residence, we will pay more attention to overall planning, overall arrangement and orderly promotion, vigorously develop rental housing, increase the supply of rental housing, and expand the coverage of affordable rental housing policies. Accelerate urban renewal and improve residents’ living conditions.
At the same time, focus on the new city, the development focus of the city’s joint efforts, and prepare a special housing plan for the new city. Adhere to the prosperity of the city by production, attract people by industry and live in housing, and solve the housing and people’s livelihood problems of the new city from the source of planning. According to the requirements of "integration of production and city, complete functions, balanced occupation and residence, ecological livability, convenient transportation and efficient governance", we will gather resources, optimize policies and implement actions, build a good housing system in the new city, rationally arrange the scale, structure, layout and supply sequence of rental housing, commercial housing and affordable housing, and promote the renewal of the old city as a whole.
According to the "Plan", this year, we will insist on paying equal attention to both increase and deposit, and strive to improve the quality of living. Fully promote the implementation of the popular support project. More efforts will be made to promote the installation of elevators in existing multi-storey houses. According to the principle of "adding as many elevators as you can, and willing to speed up the addition", more than 1000 elevators will be installed in existing multi-storey houses.
At the same time, in-depth implementation of the "Several Opinions on Accelerating the Renovation of Old Houses in this Municipality". We will promote the renovation of 10 million square meters of old houses, focusing on the renovation of incomplete employee houses, small beam thin-plate houses and Lane houses, and intensify the renovation of old houses in key areas such as the five new cities and the banks of Suzhou Creek.
Generally speaking, in order to do a good job in 2021, Wang Zhen, director of Shanghai Housing Management Bureau, pointed out at the 2021 systematic work conference of Shanghai Housing Management Bureau held on April 23, first, we must resolutely implement the spirit of the central government and the work requirements of the municipal party Committee and municipal government, and build the basic framework of the system of renting and purchasing housing in megacities; Second, we must live in houses without speculation, and strive to maintain the stable and healthy development of the real estate market; Third, we must adhere to both rent and purchase and focus on solving the outstanding housing problems in big cities; Fourth, we must persist in paying equal attention to increasing and saving, and strive to improve the quality of living; Fifth, we must integrate online and offline, and strive to improve the comprehensive management level of residential quarters; Sixth, we must adhere to the bottom line and focus on preventing and resolving various potential risks.
